Student Money Management

• Budgeting
• Credit
• Saving Money
• Financial Aid
• Protecting Your Identity
• Before, During, & After College
• Student Affairs Home Page

• UT Tyler
• Office of Student Affairs
• Student Money Management

UT Tyler Office of Student Affairs

Credit

Having good credit is important for so many reasons. It can affect you buying a car, house, or even getting a job. It’s never too early to have your own credit card as long as you know how to use it responsibly. Read below tips and suggestions when it comes to owning your own credit card and healthy ways to build up your credit score.

Articles

• Is a Credit Card Right for your College Student
• 15 Signs of Serious Debt Trouble
• Managing Your Debt

Planning Materials

• Calculate New Worth Worksheet (.pdf)
• Credit Under Control? (.pdf)
• Debt to Income Ratio Formula (.pdf)
• Debt Load Worksheet (.pdf)

Money Management Calculators

If you are looking for more complex information regarding money management, savings, or budgeting, the following links are available to assist you with building a strong credit history.

• Credit Card Payoff
• Credit Card Optimizer
• Debt Management Calculator

This site contains links to other sites outside of The University of Texas at Tyler. UT Tyler is not responsible for the privacy practices or the content of such websites.